Boba 3g baby carrier

Ini Boba carrier Umi yg nk beli sgt. Baru smpi td beli by pos dari mama panda enterprise. Hage dia Rm438. Herm bole tahan Mahal kan?

Hage dia mahal ni. Tgk2 kt eBay pun mmg lebih kurang mcm tu Hage dia. Sbb barang ni berkualiti mmg lah. Tp smpi Hage pun mcm deuter dah.

Dah convince supaya x payah beli sbb Hage dia tu, tp Umi kata bbrapa point yg agak bagus. Salah satu ye bole jual balik. So abi kata tpulang Umi lah

Takasima livia iSofa - dah smpi

Lps tunggu lebih 2 bulan smpi pun dia. Hage dia lupa pulk lah, mungkin 1800k agakye. Dia kata introduction promotion price. Normal price dia kata dlm 3k. Mmg dia bgtahu, delivery dlm 2-3 bulan. Sbb product ni mmg laris order byk.

Dah test rasa ok jugk lah. Punya klu bole bg cadangan utk improvement, punya tmpt sandar kepala je x cukup tinggi nk sandar kepala. Lain2 tu overall ok lah.  Hopefully kami sekeluarga dpt manfaat nye. Amin...

Ayat al-Quran di Harvard

This news was made me proud. Alhmdllh. The news copied from bharian.

Terjemahan Surah An-Nisa ayat 135 yang diletakkan di pintu masuk fakulti undang-undang Universiti Harvard

Massachusetss: Universiti Harvard meletakkan ayat al-Quran di pintu masuk ke fakulti undang-undangnya, menyifatkan ayat itu sebagai antara ungkapan paling hebat bagi keadilan dalam sejarah, lapor akhbar Arab Saudi baru-baru ini.

Ayat 135 Surah An-Nisa diletakkan pada dinding berdepan dengan pintu masuk utama fakulti itu, khusus untuk frasa terbaik mengenai keadilan. 
Seorang penuntut Arab Saudi yang belajar di universiti berkenaan menyiarkan gambar poster itu dalam akaun Twitternya, menurut akhbar Ajel 

Ungkapan hebat

“Saya nampak ayat berkenaan diletakkan oleh fakulti undang-undang, yang menyifatkan ia sebagai ungkapan paling hebat bagi keadilan dalam sejarah,” kata Abdullah Jumma.

Universiti Harvard dibina di Cambridge pada 1636 sebagai institusi pengajian tinggi paling tua di Amerika Syarikat. - Agensi

Definitely worth to try - .NET ListView Free Tool

I was try it out and feel lucky that I find it.
Definitely worth to try!

http://objectlistview.sourceforge.net/cs/index.html

MAI On Cost of Vehicle Ownership in Malaysia

Copied from http://www.cbt.com.my/2012/12/19/mai-on-cost-of-vehicle-ownership-in-malaysia
at 20-12-2012 - My point of you that this article is most logic on Cost of Vehicle. So don't be so sad, our car is not that expensive what we had tot.
              __________________________________________________________________

Contrary to popular belief, Malaysia has one of the lowest total cost of vehicle ownership in the region.

This is according to the Malaysia Automotive Association (MAI) study in February on the cost of vehicle ownership (CVO).

Understandably, many were doubtful of the findings and wondered if it was a case of clever statistical play.
Malaysians believe that the cost of owning a car in the country is among the highest in the world. Even Cars, Bikes and Trucks have our own fair share of doubt.

For instance, when Proton introduced the Preve to Australia, it was offered at a starting price of A$18,990 (RM60,140).

According to the 2011 Australian Census data, the average Australian household makes A$4,936 (RM15,600) a month. A Proton Preve would be equivalent to about four months salary, affordable enough to be purchased with cash.

In Malaysia, where the average household income is RM4,025 (Department of Statistics figures), the Preve sells from RM59,990, translating to about 15 months salary.

With this background, we spoke to MAI chief executive officer Madani Sahari to better understand the CVO study.

Madani's team even provided us with a detailed breakdown of the numbers used in the CVO study, not just for one car model, but eight different models from five different segments, made by five different carmakers.

To ensure that the study was representative of the Malaysian market, all models selected for benchmarking were either the top or top two best selling models in their representative segment.

As different markets had slightly different requirements and priorities, specifications of the vehicles compared may differ slightly.

The accompanying table gives more information. The figures are projected based on a five-year ownership period.

Right click to enlarge.

The best selling non-national car in Malaysia is the Toyota Vios. Toyota's entry level sedan is sold across Asean and thus the model is ideal for a benchmarking study.

A Toyota Vios 1.5G retails in Malaysia for RM87,313. The same model is sold at a significantly cheaper price of RM69,000 in Thailand and RM78,550 in Indonesia.

MAI noted that interest rate on car loans in Thailand is around 4.5 per cent while in Indonesia the rate is 5 per cent.

Over a five-year period, the Vios cost 80 per cent more to insure in Thailand: RM22,823 compared to RM12,500 in Malaysia. Indonesian Vios owners pay RM22,500 to insure a Vios 1.5G.

Malaysian drivers also pay a rather low road tax, at only RM90 per year for a 1.5-litre sedan like the Toyota Vios. Over a five-year period, this amounts to only RM450.

Thai and Indonesian Vios owners pay an equivalent of RM1,400 and RM1,571 respectively.

In Malaysia, RON95 grade fuel is subsidised to the tune of around RM0.70 per litre while sales tax is waived.

And with subsidised fuel, Malaysian Vios owners enjoy the second lowest ownership cost in the region, after Philippines.

A Thai and Indonesian Vios owner will have to pay 13 and 18 per cent higher respectively.

When considering a scenario where fuel subsidy is removed, Malaysian Vios owners would still pay six per cent less than Thai owners and 10 per cent less than Indonesian owners.

At point of publishing, Thai motorists pay an equivalent of RM4.30 per litre for RON91 petrol while Indonesia motorists pay RM2.80 per litre for RON92 petrol. Both countries impose excise duties on transport fuel.

Having said that, MAI recognised that one factor that was not included in this study is toll charges.

Madani explained that it would be very difficult to key in toll charges paid by the average Malaysian. Most tolled roads are located within Klang Valley and are not applicable to residents in other city centres.

However, Madani said that for the sake of comparison, RM10 per day can be added for toll charges. Multiply that by five working days per week and four weeks a month, toll charges will total up to around RM12,000 over a period of five years.

Even after factoring toll charges, the total cost of vehicle ownership in Malaysia is within comparable distance with our neighbours.

The CVO study was conducted earlier this year but since then there have been a number of changes affecting car prices in the region.

Effective June 15 this year, the Indonesian Central Bank introduced a new financial lending guideline requiring a 30 per cent deposit for non-commercial use four-wheeler motor vehicles. Commercial vehicles require a slightly lower 20 per cent downpayment.

Interest rates for car loans are now between seven and nine per cent.

              __________________________________________________________________

 Below are the good answer given by admin on one of the questions given

Well how many brands are selling a comparable model? Read our accompanying story on the need for competition, linked at the bottom of the story. You wouldn't expect car companies to do charity so buyers like yourself can buy them at cheaper prices do you?

Plus, from a market positioning point of view, there is no way Toyota will price the Prius in the same range as a Vios or a Corolla Altis.

The US is an extremely competitive open market. It sells more than 15 million cars a year versus 600,000 in Malaysia. So there is also the scale issue and the type of discounts US importers can haggle with Japan.

It's like you walk into a store and asks for the best price for 10 units while the American and Chinese fella next to you says 'Give me 100 units and I want them delivered next week. Don't waste time talking about price I have 100 more orders coming next month, if you can deliver on my time then we can talk.'

For these high volume importers, the issue is not about the price, but how soon they can get their delivery. As a manufacturer, for sure you will cut steep discounts for them.

How you think the Malaysian importer is going to get a good price?

KL to johor to penang to Kedah - wife's family day

<p>Akhir ye yg d plan tiba dah masaye. Alhmdllh aku dpt cuti sminggu. Da lama rasa x dpt cuti then bcuti mcm ni.</p>
<p>Hari jumaat lps keje balik rumah terus siap2 utk balik kg. Umi pulk x abis Sgt mngemas dek busy mlayan anak2 d rumah. Sbb Ingtkn nk gerak sblum magrib tp x dpt pun. Then dlm kol 8 lebih dah siap semua barulh dpt mulakn pjalnn. Barang byk jugk lah sbb packing smpi Kat Kedah terus.</p>
<p>Sblum dpt gerak terus k kampung, Umi nk jumpa doktor dulu. Lps tu singgah makan Dan dlm jam 10 barulh mghala k johor.</p>
<p>Alhmdllh smpi maokil dlm jam 2 pagi. Lewt sikit sbb jalan jam daaaaa</p>
<p>Time ni balik kg lain sikit. Ada musim buah. Biasaye rambutan je, tp skrg Alhmdllh rezeki btmbh. Skrg pokok ciku, dukong Dan pulasan dah bbuah. Puas jugk lah makan buah2 tu.</p>
<p>Lps tu hari ahad ye mak anim Dan nenek dtg. Alhmdllh dpt lah jumpa borak2 jap.</p>
<p>Oye masa tu g lawat kakak jap, heeee baru g tgk lps baby dah dekat sbulan lahir. Baby boy tu. Best ye klu dpt mcm tu, tp nk jaga dia masa baby, haha mmg different experience lah.</p>
<p>Ptg gerak ke sengkang. Smpi2 layan bola dulu Malaysia vs Thailand. Haha Seri pulk satu sama. </p>
<p>Plan nk gerak ke penang awal sikit. Sbb nk smpi penang waktu pagi. Nk breakfast kt amara taman tun sardon yg d promote oleh ijad. Satu lg sbb dpt lah aku tido jap wlupun dlm kete. Klu gerak lmbt tp nk smpi time breakfast, sure tkejar2 masa pulk</p>

Bertolak dlm pukul 10.30 mlm. Fuh jauh jugk tu, tp steady lah, syok jugk drive jauh2 sskala. Smpi penang dlm kol 8am. Dptla tido jap td dlm sejam lebih kt Simpang pulau r&r. Tsedar tido sebab Faiz tiba2 mnjerit tp lps tu tido balik. Tgk jam dah 5 lebih. Ok bangun lah solat subuh. Mata pun x segar sikit. Lps solat subuh terus drive ke penang, Eh x jam pulk kt jambatan pulau pinang ni. Pelik pulk.

Hehe nnti lah sambung cerita. Publish dulu apa2 hal.

Putra car - masuk radiator coolant

Harini tukar air radiator then ganti air dgn coolant brand Toyota hampir 2 botol masuk. Slbihye air filter. Haha jaga kete tuh.

Klu ikut manual yg tulis kt coolant botol tu, coolant ni tahan Stahun. Jd lg Stahun lah aku ganti lg.

Yg balance coolant tu simpan utk topup klu kurang karang. Aku mmg standby 2 botol utk project ni